ZIP 94109 Fair Market Rent FY2027

Small Area Fair Market Rents for ZIP code 94109 in the San Francisco, CA FMR area.

$2,240Efficiency
$2,6801 bedroom
$3,2502 bedrooms
$4,1703 bedrooms
$4,6904 bedrooms

Payment standard range

Unit sizeSAFMR90%110%Metro FMR
Efficiency$2,240$2,016$2,464$2,574
1 bedroom$2,680$2,412$2,948$3,003
2 bedrooms$3,250$2,925$3,575$3,697
3 bedrooms$4,170$3,753$4,587$4,832
4 bedrooms$4,690$4,221$5,159$5,439

Housing authorities may set voucher payment standards from 90% to 110% of the FMR that applies to them.

Income in ZIP 94109

$173,047average adjusted gross income per tax return (2022)
$121,553average salaries and wages per return
28,540tax returns filed
23%of average income for a 2-bedroom SAFMR
Adjusted gross incomeShare of returns
$1 to $25,00015.1%
$25,000 to $50,00014.4%
$50,000 to $75,00014.4%
$75,000 to $100,00011.8%
$100,000 to $200,00024.0%
$200,000 or more20.4%

IRS Statistics of Income, individual income tax returns by ZIP code, tax year 2022. 5.3% of returns claimed the Earned Income Tax Credit.

Questions and answers

What is the Small Area Fair Market Rent for ZIP code 94109?

HUD's FY2027 Small Area FMRs for ZIP 94109 (San Francisco, CA) are $2,240 efficiency, $2,680 one bedroom, $3,250 two bedrooms, $4,170 three and $4,690 four bedrooms.

What payment standard can a housing authority set in ZIP 94109?

Public housing agencies may set voucher payment standards between 90% and 110% of the Small Area FMR – for a two-bedroom unit $2,925 to $3,575.

How affordable is rent in ZIP 94109?

Tax returns filed from ZIP 94109 reported an average adjusted gross income of $173,047 (2022). A two-bedroom unit at the Small Area FMR costs $39,000 a year, or 23% of that income.