ZIP 45239 Fair Market Rent FY2027

Small Area Fair Market Rents for ZIP code 45239 in the Cincinnati, OH-KY-IN FMR area.

$960Efficiency
$1,0301 bedroom
$1,3102 bedrooms
$1,7203 bedrooms
$1,9404 bedrooms

Payment standard range

Unit sizeSAFMR90%110%Metro FMR
Efficiency$960$864$1,056$1,052
1 bedroom$1,030$927$1,133$1,128
2 bedrooms$1,310$1,179$1,441$1,442
3 bedrooms$1,720$1,548$1,892$1,897
4 bedrooms$1,940$1,746$2,134$2,141

Housing authorities may set voucher payment standards from 90% to 110% of the FMR that applies to them.

Income in ZIP 45239

$51,739average adjusted gross income per tax return (2022)
$40,971average salaries and wages per return
14,330tax returns filed
30%of average income for a 2-bedroom SAFMR
Adjusted gross incomeShare of returns
$1 to $25,00029.7%
$25,000 to $50,00031.2%
$50,000 to $75,00018.5%
$75,000 to $100,0009.4%
$100,000 to $200,00010.0%
$200,000 or more1.2%

IRS Statistics of Income, individual income tax returns by ZIP code, tax year 2022. 21.2% of returns claimed the Earned Income Tax Credit.

Questions and answers

What is the Small Area Fair Market Rent for ZIP code 45239?

HUD's FY2027 Small Area FMRs for ZIP 45239 (Cincinnati, OH-KY-IN) are $960 efficiency, $1,030 one bedroom, $1,310 two bedrooms, $1,720 three and $1,940 four bedrooms.

What payment standard can a housing authority set in ZIP 45239?

Public housing agencies may set voucher payment standards between 90% and 110% of the Small Area FMR – for a two-bedroom unit $1,179 to $1,441.

How affordable is rent in ZIP 45239?

Tax returns filed from ZIP 45239 reported an average adjusted gross income of $51,739 (2022). A two-bedroom unit at the Small Area FMR costs $15,720 a year, or 30% of that income.