ZIP 45039 Fair Market Rent FY2027

Small Area Fair Market Rents for ZIP code 45039 in the Cincinnati, OH-KY-IN FMR area.

$1,530Efficiency
$1,6401 bedroom
$2,1002 bedrooms
$2,7603 bedrooms
$3,1204 bedrooms

Payment standard range

Unit sizeSAFMR90%110%Metro FMR
Efficiency$1,530$1,377$1,683$1,052
1 bedroom$1,640$1,476$1,804$1,128
2 bedrooms$2,100$1,890$2,310$1,442
3 bedrooms$2,760$2,484$3,036$1,897
4 bedrooms$3,120$2,808$3,432$2,141

Housing authorities may set voucher payment standards from 90% to 110% of the FMR that applies to them.

Income in ZIP 45039

$104,329average adjusted gross income per tax return (2022)
$74,729average salaries and wages per return
14,420tax returns filed
24%of average income for a 2-bedroom SAFMR
Adjusted gross incomeShare of returns
$1 to $25,00020.1%
$25,000 to $50,00016.9%
$50,000 to $75,00014.6%
$75,000 to $100,00012.3%
$100,000 to $200,00025.4%
$200,000 or more10.7%

IRS Statistics of Income, individual income tax returns by ZIP code, tax year 2022. 6.7% of returns claimed the Earned Income Tax Credit.

Questions and answers

What is the Small Area Fair Market Rent for ZIP code 45039?

HUD's FY2027 Small Area FMRs for ZIP 45039 (Cincinnati, OH-KY-IN) are $1,530 efficiency, $1,640 one bedroom, $2,100 two bedrooms, $2,760 three and $3,120 four bedrooms.

What payment standard can a housing authority set in ZIP 45039?

Public housing agencies may set voucher payment standards between 90% and 110% of the Small Area FMR – for a two-bedroom unit $1,890 to $2,310.

How affordable is rent in ZIP 45039?

Tax returns filed from ZIP 45039 reported an average adjusted gross income of $104,329 (2022). A two-bedroom unit at the Small Area FMR costs $25,200 a year, or 24% of that income.