ZIP 07648 Fair Market Rent FY2027

Small Area Fair Market Rents for ZIP code 07648 in the Bergen-Passaic, NJ FMR area.

$2,230Efficiency
$2,4901 bedroom
$2,8602 bedrooms
$3,4803 bedrooms
$4,3904 bedrooms

Payment standard range

Unit sizeSAFMR90%110%Metro FMR
Efficiency$2,230$2,007$2,453$1,772
1 bedroom$2,490$2,241$2,739$1,987
2 bedrooms$2,860$2,574$3,146$2,282
3 bedrooms$3,480$3,132$3,828$2,771
4 bedrooms$4,390$3,951$4,829$3,497

Housing authorities may set voucher payment standards from 90% to 110% of the FMR that applies to them.

Income in ZIP 07648

$171,586average adjusted gross income per tax return (2022)
$102,797average salaries and wages per return
2,800tax returns filed
20%of average income for a 2-bedroom SAFMR
Adjusted gross incomeShare of returns
$1 to $25,00019.6%
$25,000 to $50,00012.5%
$50,000 to $75,00011.4%
$75,000 to $100,0009.3%
$100,000 to $200,00023.9%
$200,000 or more23.2%

IRS Statistics of Income, individual income tax returns by ZIP code, tax year 2022. 4.3% of returns claimed the Earned Income Tax Credit.

Questions and answers

What is the Small Area Fair Market Rent for ZIP code 07648?

HUD's FY2027 Small Area FMRs for ZIP 07648 (Bergen-Passaic, NJ) are $2,230 efficiency, $2,490 one bedroom, $2,860 two bedrooms, $3,480 three and $4,390 four bedrooms.

What payment standard can a housing authority set in ZIP 07648?

Public housing agencies may set voucher payment standards between 90% and 110% of the Small Area FMR – for a two-bedroom unit $2,574 to $3,146.

How affordable is rent in ZIP 07648?

Tax returns filed from ZIP 07648 reported an average adjusted gross income of $171,586 (2022). A two-bedroom unit at the Small Area FMR costs $34,320 a year, or 20% of that income.